Insurance is a very vital and crucial part of the life, which indemnifies all the acts affecting the individuals and legal entities. An agreement by which the company or the state undertakes to provide a guarantee for compensation for specified loss, damage, illness or death in return to for payment of specified premium.
Life insurance is a contract between the policy holder and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness.
- Terminal illness
- Critical illness
FIRE INSURANCE CLAIMS
Fire insurance means insurance against any loss caused by fire and it entitles the policy holder to claim the damage to a property caused by fire including the cost of replacement, reconstruction or repair beyond what is covered by the property insurance policy.
Policies cover damage to the building itself, and may also cover damage to nearby structures, personal property and expenses.
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